Get bank accounts and statements of your borrowers. Almost free.
Lending

Get bank accounts and statements of your borrowers. Almost free.

Lending is a game of data – if you know as much as possible about your customer, you can make a good decision about if to give a loan, how much to give, or even for how long to give or not to give. However, getting this data is harder than breaking a coconut with […]

Meet Adjutor: Your critical support for making better credit decisions
Lending

Meet Adjutor: Your critical support for making better credit decisions

Nothing scares a lender more than giving loans to someone who doesn’t make the cut right from the start due to lack of affordable API service.  Feature article: Read more on how to conduct risk assessment for your borrowers. Having sufficient data provides lenders with better assurance when lending to borrowers with a credible history […]

Reach more customers with the Lendsqr offline loan feature
Lending

Reach more customers with the Lendsqr offline loan feature

As a digital lender, there are so many things to consider when creating your loan portfolio. How do you create the perfect products that would reach your ideal target customer? What if your target customer base may not be tech-savvy or does not have access to the internet at all? How do you cater to […]

A Guide to Nigeria’s Financial Ecosystem: Players, Services, and Regulators
How to

A Guide to Nigeria’s Financial Ecosystem: Players, Services, and Regulators

The Nigerian financial industry is a vast and complex landscape that can be challenging to navigate, even for experienced professionals. For fintechs looking to enter this market, understanding the intricacies of the financial ecosystem is crucial to success. However, with so much information to sift through, it can be daunting to know where to start.

Keep your platform secure and chase away bad actors
How to

Keep your platform secure and chase away bad actors

Keep Your Platform Secure and Chase Away Bad Actors

Scaling lending: Leveraging Lendsqr’s loan invite for wider reach
How to

Scaling lending: Leveraging Lendsqr’s loan invite for wider reach

As lenders look to expand their customer base and reach new potential borrowers, the task of sourcing and inviting potential leads can be a daunting one. Traditional methods of reaching out to potential borrowers, such as cold-calling and mailing lists, can be time-consuming and costly.  However, a new solution has emerged that offers a faster […]

How the Lendsqr Karma service blocks bad actors and defaulters
Information

How the Lendsqr Karma service blocks bad actors and defaulters

The greatest weapon of most unrepentant serial loan defaulters is the “lack of updated information”. Bad actors know that lenders don’t share information amongst themselves so often. With an opportunity laid out for them, they take advantage by going from one lender to another causing great financial distress. This unfortunate circumstance is uncommon with any […]

Lendsqr and HyperVerge partner to thwart loan fraudsters in Africa
How to

Lendsqr and HyperVerge partner to thwart loan fraudsters in Africa

At least 6% of loan applications to digital lenders contain identity fraud. Since the advent of digital lending, the time it takes to get loans has reduced from days to sometimes seconds. Unfortunately, it has also made it easier for fraudsters to use stolen identities to take loans. This has given rise to the use […]

A1 Credit: Using digital channels to give loans to Nigerians and SMEs
Information

A1 Credit: Using digital channels to give loans to Nigerians and SMEs

A1 Credit is helping millions of Nigerians and small businesses get access to credit without asking for an arm and a leg.

Make Better Informed Decisions

Our decision model Oraculi helps you handle all modules required to form the decision model for your lending business, convenient and easy.

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Paystack vs. Flutterwave – which is better for loan collection?
How to

Paystack vs. Flutterwave – which is better for loan collection?

For anyone running a lending business, loan repayment from customers on time is the number one priority. Now that a significant portion of lending is digital, getting paid online is very critical. This is where many lenders get into arguments about which of Flutterwave or Paystack is better for loan collection. We decided to find […]

Urgent10k: Meeting the emergency cash needs of Nigerians
Lender case study

Urgent10k: Meeting the emergency cash needs of Nigerians

Nigeria’s untapped consumer credit needs currently stands at about N109 trillion. Urgent10k is meeting the emergency cash needs of Nigerians

FCCPC regulations for digital lenders
Information

FCCPC regulations for digital lenders

The Federal Competition and Consumer Protection Commission (FCCPC); the regulatory agency responsible for ensuring consumer protection and regulating competition in Nigeria, recently released a Limited Interim Regulatory/Registration Framework for Digital Lending. This regulatory framework is enforceable whilst they work on a more comprehensive framework to guide the operations of digital lenders in Nigeria. The Commission […]